What is Visit USA Health Insurance
Many people think that their medical insurance would cover them during their visit to the USA. However, they are wrong! Most of the hospitals of USA will not accept your medical insurance. Therefore, in case of a medical emergency you will have to shell out the entire bill amount from your own pocket. How can a tourist avoid such a situation? Well the solution is simple ? Visit USA insurance.
Any person visiting the USA can purchase Visit USA medical insurance. It doesn?t matter whether you are visiting USA for academics, professional purpose, or just for having fun. Whatever be your purpose you will be eligible to purchase Visit USA insurance as soon as you start your trip.
Visit USA insurance offers 2 plans- Plan A and Plan B. In the first plan, coverage of $50,000 is provided per injury. The other plan gives coverage of $1, 00, 000. In case the applicant is over 80 years old, the coverage amount reduces to $10,000.
Three deductibles are offered by this tourists insurance. They are of $250, $500, and $1,000. After you pay this deductible, the insurance company pays 80% of your medical expenses to a limit of $5000. The family members and dependents of the account holder are also covered by this tourist health insurance.
The duration of the insurance cannot exceed a year. The lower ceiling of duration is 15 days. After the initial purchase, the plan cannot be renewed but can be purchased again for a new length of coverage.
Visit USA insurance provides coverage for accidental death. In case of loss of members, too coverage is provided. Only hands, legs, and eyes are considered as members. The highest amount of dismemberment is provided if it is a case of multiple dismemberment. If death or dismemberment occurs due to an attempt to suicide then no claims are entertained by tourist insurance.
Visit USA medical health insurance will not provide any coverage in cases of pre-contracted medical conditions. The same is applicable in case of expenses related to pregnancy, cosmetic surgery or dental expenses (unless incurred due to accidents), drug misuse etc. The insurance holder cannot claim any coverage if he/she takes part in hazardous sports such as scuba diving, skiing etc.
Irrespective of the purpose behind traveling to the USA, Visit USA tourists insurance will make your trip safe and enjoyable.
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