Travelers Medical Insurance -Atlas Travel International Plan
Falling sick while traveling to another country is a real concern for many travelers. To allay those fears, Atlas Travel Health Insurance offers short-term plans that are especially beneficial for those on holidays, business trips, and student exchange or similar programs.
Atlas international travel insurance plan offers extensive medical insurance coverage, including outpatient treatment, hospitalization, and ambulance services. It also offers a $100 per day hospital indemnity benefit, and covers physical therapy, emergency dental procedures, and medical emergency evacuation. The plan also offers a hazardous sports coverage rider for an additional fee.
One of the major turn-offs for seniors who consider international travel insurance is the rider that excludes pre-existing conditions. The Atlas International travelers medical insurance plan covers an acute recurrence of pre-existing conditions for those under 70. Also, if the insured undergoes hospitalization, and that results in accompanying covered minors being left unattended, the plan covers their return to the home country.
In keeping with the times, the plan also offers coverage for injuries resulting from acts of terrorism and natural disasters, and costs related to political evacuation. If an international trip is interrupted due to a catastrophic event that damages the home of the insured, the Atlas International insurance plan will cover his/her trip back home. In the unfortunate event of the death of the insured, the plan covers the cost of sending the remains home.
The plan not just covers travel, but also temporary trips home during the plan period, for up to a maximum of 15 days in 3 months. The Atlas insurance plan eases the transition on return by offering medical coverage for 30 days in the home country.
The travel insurance plan also offers non-medical benefits such as lost baggage tracking and help with finding doctors and lawyers in case of need. The plan covers treatment (after the deductible) by U.S. doctors and hospitals that are part of the PPO network.
Applicants to the Atlas international travel insurance plan must be at least 14 days old. Plans can be for a minimum of 5 days and a maximum of 12 months, with options for extension. An Web-based client zone helps plan holders work with and perform tasks associated with the plan. Round-the-clock, round-the-world customer service is available through toll-free phone numbers.
Benefits of the Atlas international travel insurance plan range from $50,000 to 1,000,000. The premium varies with the age of the insured, maximum medical coverage and deductible. The addition of the sports rider will increase the premium.
Ray Sondeo often writes about travel insurance.
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