There is nothing better than a glass of Scrumpy cider after a long day of surfing in Cornwall or Devon but there is nothing as bad as trying to get warm and dry in an already damp tent. This is one of the reasons why I no longer camp on my annual pilgrimage to the beach. This summer many hundreds of surfing amateurs and pros alike will be headed for British and European seas, and more of them than ever are going by caravan.

Going off to College or University is a very exciting time in an adolescent’s life. A brand new set of experiences are just ahead and the thought of independence and separation from parental rules is appealing to any teen. College life teaches important lessons about life which may turn out more important than those they learn in the classrooms. College dorm living can also be a learning experience; however it can be a dangerous one, especially for young women. Women need to be aware that their college checklist includes the knowledge and awareness of campus living and the potential threats associated with it.

It is very important for anyone who owns a home to have homeowners insurance. Without homeowner’s insurance, any damages for natural disasters, fires or theft would have to be paid out-of-pocket, which could be quite expensive. For those who have a mortgage on their home, the lender will actually require homeowner’s insurance to be carried on the house.