Winter and spring storms can and will often include tornadic activity in many southern states. As part of a recent news interview an insurance company adjuster admits and confirms that many insurance loss damages from tornadoes are often missed and overlooked. Policyholders need to become educated of the various damages to look for and how to detect subtle damages that become very costly down the road. The types of damages that can show up months or years after the high winds and tornado activity is long gone.

When it comes to settling insurance claim disputes, for many claims the Appraisal Umpire may be a policyholders only chance for a fair settlement. In fact, insurance claim disputes take place every day. What really causes these disputes? One of the most obvious reasons is that most policyholders believe that they deserve a larger settlement than what they have received. Secondly, many insurance carriers try to pay as little as possible on their claims. And third, claims are often wrongly denied. All of this, as well as many other reasons can result in disputes.