With every passing day the affects of the current recession is making itself more obvious. Everyone hears of a friend or two that gets laid-off and it is only normal that you should start to worry about the viability of your own job with the current employer. It is estimated that the recession has taken approximately 2 millions jobs to this day and another 4 million will go before the recession takes a turn for the better again. It thus becomes of paramount importance that current employees get ready for the worst. They have to look for other potential jobs and also look thoroughly at their health insurance.

With the economy eliminating so many jobs and in spite of COBRA (which is very expensive unless one qualifies for the special 65% govt reimbursement), many people are losing their company provided health insurance and turning to the private market.

Making a wise decision on which Health Insurance Policy to buy may seem like a confusing task, but if you consider just these five most important items you and your agent will both find that you are a Savvy Buyer! These items are your KEYS to picking a policy that’s right for you: