An instant health insurance quote means you can see how much your insurance will cost you in a matter of minutes. Years ago this kind of quote didn’t even exist – you’d have submit your details and wait by the phone for an answer – or you’d have to talk directly to the sales team and hope they didn’t try to force a policy on you! Thankfully nowadays, in a time when it’s crucial to keep on top of our finances, it is possible to get a fast, no obligation quote if you know where to look. Here are a few of the reasons why an instant quote can be so helpful.

Whenever government wants to assert its power over anything it labels it “reform” to make it palatable. Recent health care reform legislation is a case in point. Big government presents itself as the cultural balm to heal all wounds. In reality it has become the cultural bomb to wound all heels. The “heels” being that significant percentage of Americans who are looking for a “free lunch” when it comes to medical provision.

Some have likened the skills of modern medicine to those of the “body & fender” auto-mechanic. They are pretty good at patching up a damaged exterior and making it look good, but are limited in their ability to deal effectively with a malfunctioning “engine.” Following is a brief summary of the problems inherent in the business model of health care that prevails in the United States.