Patriot Travel Insurance For Visitors

Written By: Ray Sondeo on October 6, 2009 No Comment

by Ray Sondeo

It is very essential that people who visit a foreign country take up a visitor health insurance. Medical costs are very high at countries such as the United States and bills can mount up to thousands of dollars even for a simple injury or illness. Purchasing a visitor insurance policy such as Patriot America Medical insurance is recommended.

Coverage is provided to all U.S citizens who are planning to travel to non-U.S countries by the Patriot International Insurance plan. The minimum coverage offered is for a period of 5 days and the maximum coverage offered is for a period of 2 years.

All non- U.S citizens who plan on traveling outside their home country are protected under the Patriot America Insurance plan and even this plan can be bought for a minimum time frame of 5 days to a maximum time frame of 2 years.

The maximum coverage provided by the patriot travel insurance is $1,000,000 for non-U.S citizens and $2,000,000 for U.S citizens. For renewal options, the plan needs to be purchased at least for 3 months and the maximum renewal time is two years.

The plan offers a wide range of benefits for aspects such as – prescription drugs(up to policy maximum),emergency room accident(up to policy maximum), emergency illness without in-patient admission(up to policy maximum), hospital room and board (up to policy maximum), intensive care (up to policy maximum), outpatient medical(up to policy maximum),local ambulance(up to policy maximum), dental injury (up to policy maximum) and sudden dental pain(up to $100).

Other aspects such as accidental death and dismemberment(up to $25,000), terrorism coverage(up to $50,000), identity theft insurance(up to $500), natural disaster($100 for a maximum of 5 days), emergency evacuation (up to $500,000), emergency reunion (up to $50,000), return of mortal remains (up to $50,000), returning minor children (up to $50,000), political evacuation(up to $10,000), sports and activities coverage(up to policy maximum for basic sports), trip interruption(up to $5000) and lost luggage((up to $250) are also included in the plan.

For U.S citizens, in addition to the above mentioned benefits indemnity (up to $100), sudden recurrence of a medical condition (up to $15,000), emergency medical evacuation for pre-existing conditions (up to $25,000) are provided.

Anyone can easily access the online forms that are needed to purchase the Patriot Travel insurance plan. Features such as seeking treatment from a doctor of our choice and making use of the First Health Network to decrease our medical bills can also be accessed once the plan is purchased.

About the Author:

Ray Sondeo often writes about Visitor insurance.