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Patriot America – Visitor Health Insurance Policies

Written By: Ray Sondeo on September 2, 2009 173 Comments

Patriot America visitor medical insurance plan is designed suitably for non-US citizens who are planning to travel to the US for various purposes. This visitor insurance plan is very popular among individuals who are seeking health insurance coverage for their relatives visiting the US.

The patriot America visitor health insurance plan has been underwritten by a reputed and established organization named Sirius International and has also received excellent ratings from the AM Best Company as it is cost-effective and covers a wide range of benefits.

Individuals can buy Patriot America visitors insurance from a minimum of 5 days up to almost 2 years. Purchasing can be done online or through mail or fax sent to the insurance agent from whom you would want to buy the insurance policy.

For people who have purchased online, a reminder notice for renewal would be sent two weeks before the date of expiry of the Patriot America visitor health insurance plan. However, the insured should have bought the policy for a minimum period of at least 3 months to avail this facility

Renewal of the Patriot America visitor health insurance plan can be done on the basis of daily increments or monthly payment of premiums. If this visitor insurance policy is renewed for less than a month, you necessarily need to renew online and a processing fee would be charged to the insured. However, in case you renew for a period of more than a month, you may even submit a paper application form to the insurance provider.

Health insurance for visitors typically offers the convenience of network providers. Patriot America insurance has an excellent PPO network tie-up consisting of more than 4,500 hospitals and 5 lakhs physicians. For best benefits, treatment needs to be taken from any of the experts or organizations who are tied with this network.

The visitor insurance plan covers highly important medical exigencies, local ambulance transport to the nearest medical set-up, emergency hospitalization and medical assistance and in-patient or out-patient admission.

Patriot America visitor insurance policy allows full refund of payment if the cancellation request is submitted by the individual before the effective start date of the plan. If the request is submitted after the effective start date, the remaining amount of full monthly premiums is reimbursed provided the insured has not filed any claims under this visitor health insurance plan so far. A nominal processing fee is charged to complete the reimbursement process

Ray Sondeo often writes about Visitor insurance.

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