Motorcycle Insurance
Bikers are becoming more and more of a problem with the law. Trespassing on private properties in order to ride their bikes or scooters is on the rise. They seem to believe that trespassing law do not pertain to them or, perhaps, that other people’s property is not important enough to worry about destroying. Maybe they think that any damage done to someone else’s property will be paid by that party’s insurance. It does not even occur to some bikers that their vehicles are required to be insured as well.
Sergeant Nigel Nevard of Kent Police noted: “We have spoken to a number of riders coming into North Kent. We are sending them a clear message that we will not tolerate their behavior and will seize their bikes when we catch them.”
Statistics from the Department of Transport have indicated that 6.5% of motorcycle owners failed to pay tax and insurance for 2007.
The number of bikes that were considered “active-stock”, meaning that they weren’t operated on roadways but were still obligated to pay tax by law was an even higher number at 9.8 percent. This sum is made up of bikes whose major function is for exhibition or demonstration, but is rode to the destination. Of all motorists who use the road, bikers? posses the highest percentage of users who forgo insurance and display an ongoing unwillingness to acquire insurance an act that endangers not only themselves but all other motorist as well.
These vehicle owners are avoiding all insurance, including liability, which is a requirement in all states and lack of this or any insurance is a crime. Children are also receiving high powered vehicles as gifts from their parents. These inexpensive vehicles, including power scooters, mini-motorbikes, and quad bikes, can easily travel forty miles an hour. Some of these motor vehicles can exceed 60 miles per hour.
ROSPA has noted that the estimated ten-fold increase in sales of such bikes since 2002 “which are invitingly low-cost and can be bought online” has only exacerbated the problem.
The arrival of these inexpensive machines with inferior value and not enough attention being paid to adequate safety measures on the part of the merchants has only made the issue that much worse. “The message is clear; if it can be used on the road then it is at risk from other road users and should be insured.” If you don’t get the proper insurance then you are placing yourself endanger of not only losing your bike, but you are also increasing the chances that you acquire a record of criminal activity in the process.
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Tags: Affordable Insurance, bike insurance, finance, insurance, motorcycle insurance
