International Student Travel Health Insurance Plans – Patriot Student Trip Insurance

Written By: Ray Sondeo on August 18, 2009 No Comment

by Ray Sondeo

Education is truly a global phenomenon which incorporates the distinctive faculties and flavors of individual places and countries. Arranging for overseas travel and availing scholarship is, however, an extremely costly and laborious affair. Travel insurance and emergency travel assistance program ensures that this procedure is not disrupted by unwanted events or unforeseen occurrences.

An unfortunate medical or subsidiary condition (e.g. bankruptcy/ insolvency of travel operator/ airlines firm) could end a student?s overseas academic aspirations. Patriot Student Trip?s exhaustive coverage benefits ensure that a substantial part of the input cost is reimbursed or recovered on cancellation of the insured trip.

The subscription to the Patriot Student Trip insurance could only be availed by certified students less than 25 years of age. The academic trip should also be sanctioned by recognized academic institutions and should have a predefined tenure.

Patriot T.R.I.P (Travel Itinerary Protection) Student insurance policy recovers/ reimburses definite non-refundable expenditures that were incurred for the trip. The policy coverage also reimburses unused payments, payment deposits and expenses incurred for securing tickets/ travel passes. The patriot student trip policy guarantees to the student the support of a dedicated multilingual assistance and global claims administrations service, active 24×7.

Patriot T.R.I.P Student insurance policy offers distinct coverage clauses for trip disruptions/ termination, trip delay and adverse medical conditions. The student gets an exhaustive coverage worth up to $5000 on subscription to the policy. Patriot T.R.I.P Student insurance also reimburses non-refundable trip expenditures on emergencies like ailments/injury/ death of the insured student or of any family member. A certain portion of the coverage value would also be defrayed for events like financial dissipation of travel administrator, terror threats/attacks, adverse weather and natural disasters.

Patriot T.R.I.P Student insurance covers up to $300 for unscheduled delay in travel and up to $500 per student for theft/loss/ irreparable damage to personal luggage. Admissible clauses that are accepted to cause for travel delay are negligence/ delay on trip administrator?s part, loss of travel documents, inclement climate and accidental injuries.

The health insurance for international student travel policy also arranges for primary and ancillary emergency medical services and offers coverage up to $10,000 for the same. The services include engaging prescribed local medical transport, medical evacuation and repatriation. The international student travel health insurance also arranges for emergency reunion and repatriation of biological remains in terminal cases.

Policy coverage clauses offered by the international student health insurance are overruled by stipulated pre-existing clauses. By incorporating a lucid online application process and offering tremendous services at affordable policy costs, Patriot T.R.I.P Student insurance has proved itself to be a trusted name among student insurance policies.

About the Author:

Ray Sondeo often writes about international student insurance.