International Student Travel Health Insurance Plans – Patriot Student Trip Insurance

Written By: Ray Sondeo on August 31, 2009 No Comment

Securing quality education overseas is always an extremely lucrative academic prospect for an ambitious student. However, foreign education often entails a lot of expenditure and a thorough groundwork needs to be performed. During this period, the last thing a student requires is an unforeseen medical/ peripheral event jeopardizing this process. The comprehensive coverage of a travel insurance and emergency travel assistance program insures the student?s journey and trip expenses against these disruptions.

An unfortunate medical or subsidiary condition (e.g. bankruptcy/ insolvency of travel operator/ airlines firm) could end a student?s overseas academic aspirations. Patriot Student Trip?s exhaustive coverage benefits ensure that a substantial part of the input cost is reimbursed or recovered on cancellation of the insured trip.

The subscription to the Patriot Student Trip insurance could only be availed by certified students less than 25 years of age. The academic trip should also be sanctioned by recognized academic institutions and should have a predefined tenure.

Patriot T.R.I.P (Travel Itinerary Protection) Student insurance policy recovers (or when necessary and as per policy detail, reimburses) non-refundable payments that were used to initiate the trip. The student trip insurance policy also recovers un-utilized monetary submissions, deposit amounts and expenditure for unused ticket/travel passes. These integral services are supported by dedicated multilingual assistance and a claims redress system that offers active telecom support round the clock.

Patriot T.R.I.P Student insurance offers separate coverage provisions for trip interruptions/ cancellations, trip delay, baggage theft/loss/ delay and medical conditions. The elected coverage amount for the trip per student could be up to $5,000. Patriot T.R.I.P Student insurance would be instrumental in reimbursing non-refundable trip expenses in cases of emergency illness/injury/death of the student of any member of the immediate family. The coverage would also be applicable for events like financial despondency of travel organizer, terrorist attacks/threats, inclement weather conditions and natural disasters.

Patriot T.R.I.P Student insurance covers up to $300 for unscheduled delay in travel and up to $500 per student for theft/loss/ irreparable damage to personal luggage. Admissible clauses that are accepted to cause for travel delay are negligence/ delay on trip administrator?s part, loss of travel documents, inclement climate and accidental injuries.

Patriot T.R.I.P Student insurance policy also provides essential and peripheral medical assistance and coverage of up to $10,000. The patriot student trip insurance policy cover arranges for ambulance units, emergency medical evacuation and repatriation and re-transportation of biological remains on the event of the policyholder?s death.

The Patriot T.R.I.P Student insurance stipulates certain pre-existing conditions that would nullify coverage clauses. With a bevy of crucial recovery facilities during trip cancellations and an extremely simple enrollment process, it is evident why Patriot T.R.I.P Student insurance is a primary choice for international student insurance policies.

Ray Sondeo often writes about international student insurance.