International Student Health Insurance For US Students

Written By: Ray Sondeo on January 25, 2010 One Comment

It can be exciting to participate in a study abroad program, however, many students aren’t adequately prepared before they leave. Every student should include purchasing international student insurance on their to-do list.

International student health insurance provides specialized coverage for students who are studying abroad. Health insurance for international students offers valuable coverage while a student is studying overseas, unlike traditional plans that typically only cover students while they are in their home country.

Health insurance for international students studying abroad covers emergency medical care, including emergency room visits, hospital stays and prescriptions. Medical evacuations, which can be highly expensive without proper insurance coverage, are also included in these plans, in case of extreme health emergencies.

Routine medical treatments, such as physicals and dental work, are not covered by international student insurance. Instead, international insurance is only intended for unexpected illness or injury.

When looking at the different plans available, be sure to compare each one by the coverage options available and the size of their medical network. It’s important to make sure that there are doctors and hospitals covered by the plan who are in the same area the student will be studying in.

The cost of unexpected medical care without insurance is substantially higher than the cost of international student insurance. When considering how much you can afford for a high-quality plan, consider the cost of high-priced medical evacuations or surgical procedures. With the proper insurance, you can feel confident that you student will be protected and you won’t be faced with high medical bills.

Don’t make the mistake of assuming that the same health insurance a student has at home will cover them while studying abroad. Whether there is an unexpected sports injury or sudden illness that requires a hospital stay, the only way to stay fully protected is with health insurance for international students.

International student health insurance should be an important purchase for any student travelling overseas. Stay protected and protect your financial future with a student health plan that provides coverage for the unexpected events in life.

Dan Miller often writes about international student insurance.