Do Not Forget Travel Insurance

Written By: Kevin Spencer on September 10, 2010 No Comment

When I worked in the travel market I used to find it surprising the amount of people who would ask me ” Do I actually require travel insurance ? ” ! I even heard that some individuals went on a holiday break with their families without proper insurance protection ! It’s pure craziness in my opinion.

Many people think that their credit card covers them for travel insurance or the E111 form ( or European medical card ) provides good cover. However this is often not the case with most credit cards as they don’t cover you for certain things so you should buy proper travel insurance if in any doubt.

Previously mainly travel outlets provided insurance policies and even in some circumstances insisted that you simply just had to take their policy to book the holiday. New legislation came into force and this was excellent news for clients who now acquired some very great quotes on travel insurance.

You should book your travel cover immediately after or maybe during the transaction as you may not be insured for cancellation if anything occurs prior to you journey. An example of this could be that you booked your holiday on the Wednesday and the following day you break your back and are unable to travel.

You were going to book holiday insurance soon but had your accident first so you are not covered for cancellation !!! Your tour operator may well allow you to amend to a later date if you’re lucky but in the event you happen to be travelling within the subsequent few weeks you may well have lost all of your funds.

Surprising things can take place which impact your holiday break , like a family member becoming sick and that means you should ensure you buy insurance immediately after booking your holiday and don’t leave it until the last minute.

A yearly holiday insurance policy or family cover may save you money as you can use it on a few holidays per year.

Check out the deals on Thomson Holidays 2011 and also the discounts at Thomson Platinum