There is a long and messy legal battle between customers who have taken out a loan, or finance agreement and the lender of that loan or agreement. The battle focuses around the sale of a product or ‘add on’ to the loan or finance agreement, this add on is Payment Protection Insurance, or PPI. PPI is a policy that covers the purchaser during any inconvenience, such as accidents, illness or job losses were the result could end in defaulting on loan repayments.

The APIL is a non profit organisation that was established over eighteen years ago in order to help injured people gain access to justice.

No matter where you look these days, you will almost be bombarded with images of lawyers advertising their services for you. We can assist you whether you have been in a car crash, experienced whiplash, or injured in an accident. Over and over you will see advertisements that show people who are injured and their lawyers offering to give you the best service for absolutely free until a claim is made. Certain promotions actually boast the ability to provide financial advances against potential damage awards or settlements.