Having Michigan medical insurance is a matter of life and death. The financial ruin of not having is far too great to risk. With the economy fighting its way out of turmoil, many cash strapped Americans consider health insurance too expensive to afford on their own.

Despite the assortment of Michigan health insurance plans, baffled consumers tend to buy unsuitable policies or forgo coverage, altogether. Many find that affordable health coverage tends to fall short on premiums and high on out-of-pocket expenses. Quite often, the problem stems from not knowing the difference between deductibles and coinsurance. With the state of Michigan’s growing unemployment rate and uninsured woos, hospital bills continue to plague cash strapped citizens.