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Atlas America Visitor Insurance For Visitors

Written By: Ray Sondeo on October 6, 2009 No Comment

The Atlas travel insurance plan is typically popular among non US residents who travel to the US for business, study or vacation purposes who seek medical insurance coverage during the stay abroad. It is also popular among corporate travelers who go abroad for a short or medium duration.

This short term tourist medical insurance plan can be bought for a minimum duration of 5 days or a maximum period of 1 year. This insurance plan also covers dependent infants who are above 14 days old as well as children. Senior citizens are eligible to purchase this plan but the policy maximum varies depending on the age group.

The Atlas america travel insurance covers the expenses incurred due to certain pre-defined complications that may arise during the pregnancy for the first 26 weeks of gestation. Other health care coverage benefits include doctor consultation, prescription drugs, emergency evacuation and repatriation, out-patient and in-patient admission, surgeries and diagnostic expenses up to the policy maximum mentioned in the insurance policy document.

Lost baggage, natural disaster benefit, trip interruption, terrorism coverage and accidental death and dismemberment benefits are some other coverage benefits included in the Atlas America tourist insurance plan. Travelers can also purchase adventure sports coverage as a rider policy in case any hazardous sports activities are planned during the trip.

The insured becomes eligible for a 15 days optional coverage in the homeland for purchasing three months continuous coverage under this tourist medical insurance plan. Expenses incurred in the case of any illness or injuries during temporary visits to the homeland would be covered under this benefit.

For instance, on purchasing Atlas America tourist medical insurance plan for 6 month duration, the insured can enjoy an optional coverage benefit for 30 days on returning to the native land.

In addition, the insured would also be covered for expenses incurred due to any injuries or illnesses for a period of 180 days. Coverage period effectively begins on the day the insured is diagnosed of disorder or the day when the treatment starts.

The Atlas America tourist medical insurance plan can be renewed online before the policy expires with a renewal fee of $5. After 12 months of continuous coverage, a new tourist insurance plan has to be purchased. The individual is eligible for 100% reimbursement if a written request is submitted before the effective start date of the tourist insurance plan.

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