American Visitor Medical Insurance

Written By: Ray Sondeo on August 23, 2009 No Comment

by Ray Sondeo

Patriot America Insurance is designed for those non-US citizens who are planning to travel outside their native land. It is a comprehensive visitor health insurance that is highly suitable for covering your relatives visiting the US.

The visitors insurance plan has been underwritten by a reputed and established organization named Sirius International and has also received excellent ratings from the AM Best Company as it is cost-effective and covers a wide range of benefits.

This flexible visitors insurance plan can be purchased for duration as short as 5 days up to even 2 years. Online purchase is beneficial, otherwise fax or mail can be sent to your insurance provider for purchasing this visitor health insurance policy.

Individuals who purchase the Patriot America visitor insurance online would receive a renewal notice 2 weeks before the expiry of the policy reminding them for renewing. However, this facility is available only for those people who buy the policy initially for a minimum duration of at least 3 months.

Renewal of the Patriot America visitor health insurance plan can be done on the basis of daily increments or monthly payment of premiums. If this visitor insurance policy is renewed for less than a month, you necessarily need to renew online and a processing fee would be charged to the insured. However, in case you renew for a period of more than a month, you may even submit a paper application form to the insurance provider.

The Patriot America visitor medical insurance plan has a wide network of tie-ups with medical experts. If the insured avails treatment from the associated PPO network, he or she can reap the best benefits of the medical insurance coverage benefits.

There are a wide range of benefits offered by the patriot America insurance plan. Some of them include emergency medical care incurred (hospitalization, surgeries, in-patient or out-patient admission and local ambulance services.

Typically, this visitor medical insurance policy allows full refund under some circumstances. For example, if the individual cancels the Patriot America visitor health insurance policy before the effective start date, the full amount is reimbursed. However, if cancellation is applied after the effective start date and the insured has not filed for any reimbursements under the visitor medical insurance plan so far, the full monthly premiums remaining is reimbursed after deducting a nominal fee for processing the request.

About the Author:

Ray Sondeo often writes about Visitor insurance.